We all look forward to our holidays and this excitement can often cause us not to think about the things that could go wrong. Unfortunately, however, they do, holidays every day are ruined due to things such as illness, redundancy or travel plans going awry. When you are dealing with the immediate consequences of what has gone wrong the last thing you need is to be worried about the financial implications too. That is why travel insurance is a must, here are 5 reasons why you should always organise cover for your holiday plans.
- Most of us can’t afford to lose our vacation investment
According to figures from 2015/16 a family of 4 spends around £1500 on a holiday abroad before factoring in food and entertainment costs once they are out there. This represents a huge chunk of the annual income of a family and is often just too much to say goodbye to should something go wrong. Imagine, for instance, someone was ill and couldn’t go, that would be your holiday for the year gone. With insurance, however, you can make a claim and use the money to book the holiday again when everyone has recovered.
- Travel insurance can cover disruption to your trip
Delays, when you are travelling, can cause all sorts of problems. From missed connections to having to fork out for extra nights in a hotel or buying expensive airport food to keep you nourished, it is just no fun. When you buy a travel insurance with disruption cover, however, you can rest safe in the knowledge that you will be fully compensated for any extra expenses that have occurred as a result of your disruption. Read our post on ‘How to Relax when Travelling‘ if you need some tips to help you survive in the airport should the worst happen.
- You can be reimbursed for your losses and expenses
You can be reimbursed for pretty much any losses and expenses that occur because something went wrong on your holiday. Imagine if one of your party was taken ill, in a country where medical treatment needs to be paid for. As well as helping your loved one you would have the financial pressure of paying their medical bill. With a travel insurance policy such as one offered by onesureinsurance.co.uk, however, all medical costs would be reimbursed.
- You don’t want minor mishaps to ruin your trip
According to recent statistics, 5.57 bags out of 1000 were lost during travel in 2017. Imagine, if that were to happen to you. There is often a lot to replace in our bags, clothes, electronic devices, etc. With travel insurance, you will at least be financially compensated for your losses.
- It’s easy to find affordable travel insurance
Insurance can be really affordable and often just adds a little bit extra to the cost of your holiday. We understand that it can be offputting when you are already shelling out so much to have to pay more, but trust us you will be grateful you did should something go wrong on your travels.